November is National Military Appreciation Month and we are joined on Jersey Magazine this morning by Dr. Paul R. Lawrence who used to oversee veterans benefits at the Department of Veterans Affairs.
More than 6 million Americans receive earned benefits for military service – including disability compensation, education benefits, caregiver assistance, burial benefits and more. It is critical for spouses and caregivers to know how veterans benefits are accessed and what could happen when or if a veteran dies.
Consider this scenario – a veteran has not told his spouse much about his veteran’s benefits. The veteran dies suddenly. His spouse grieves and plans a funeral, which she pays for out of pocket. The $2,500 tax-free payment from the VA for her husband’s disability compensation has stopped being deposited into their bank account, which her spouse managed. Now she struggles to meet her expenses and is afraid she will have to sell their home.
Ultimately, she realizes she must connect with the VA to try to access survivor benefits. As she works her way through the bureaucracy, she struggles to understand what she may be eligible for and knows little about what her husband was receiving. This can be overwhelming during the best of times, but during this period of loss, it adds more stress.
Surviving spouses facing this situation are often approached by agents who offer to help them with VA benefits in return for payment. Faced with what feels like an insurmountable situation, some agree, even though paying for help is not necessary as many free resources are available to assist them.